I was browsing some websites on financing, and suddenly got confused between asset based lending and bank financing. As I see it, the latter is much ideal to businesses who would like to maximize their borrowing capacity using receivables and inventory as collateral. I realized I shouldn’t be worrying about this as the business I’m thinking of is just a small one. But who knows, after a year or two, it would be successful enough to reach an impressive sales volume.

Ideally, it would be something I’d enjoy but I think the target market is too few in numbers. It could end up being just a craze but like any fad, consumers would soon jump into the next big thing.

So it’s either something I love or something that’s a sure-fire cash magnet.

I’ve never seen real gold bars in my life. All I know is they are great investment products. They can be passed on from one generation to another. I was told that investing in gold is like preserving one’s wealth and purchasing power. It’s the same with jewelry collection, just bigger amounts of gold.

I remember when I was younger seeing those gold bars in the movies, mostly about discovering them in a hidden cave. I even thought as a youngster I could possibly find one in our backyard. My siblings and I use that same storyline during playtime. We imagined finding one, and buying lots of cuddly toys and stationeries. Ah, the simple joys of a child.

I am frustrated with some of my old DVDs. I couldn’t get some of the photos anymore that I was planning to copy to my EHD. So there, DVD isn’t much of a good backup storage. Someone suggested why not use the laptop as the backup storage. Well that is because I’m using an office laptop. I still can’t decide between desktop or a laptop for personal use. I’m currently reading computer reviews to help me search to match my needs. Actually I just need something that I can use for blogging and digiscrapping. All other features are just bonus.

I’ve been trying to convince my sister-in-law to have her Multiply account restored. Simply because I want to get her side of the story. What story? Our family vacation that happened last year. I kept thinking no matter how much I’ve blogged about the trip, I may have missed something relevant. And I know she had them on her blog. That was before she cancelled her account.

I didn’t push the idea much though. After all, she’s still a student and busy with her gmat prep. I’m not sure though if she’s enrolled at Knewton known for having the most dynamic instructors and classes being interactive, and most importantly, higher scores.

That’s ok. I can wait.

As you know I am currently digiscrapping our photos. And quite expectedly, I find myself in search of the perfect kit for a certain set of pictures taken in a certain event. Sometimes, it’s nice to have the perfect kit with the perfect colors and perfect elements to go along with all the ideas in your head. Hahaha.

While cyber shopping, I found a really nice wedding kit. It is simple, yet I think it matches the style that is gradually emerging from all my scrap pages. The thing is, I am not scrapping our wedding pictures. Haha.

So yes, I scrambled to check my wedding stuff to see if I can justify buying that nice kit. Good thing that it took me hours checking my gown and unity coins that the desire to shop has subside.

It was nice seeing the unity coins again. They are our very first set of gold coins given by my father for our wedding. He believes that gold is a good investment product. And in order to entice us to invest more on gold, he gave us some…. little ones. Hahaha.

It was on August 2nd that I blogged that I was busy digiscrapping. Alas, I wasn’t able to scrap from then on. I finished only 2 scrap pages (makes one spread that I honestly want to re-scrap) and 1 spread. And I was hoping to finish 2 photo books by end of the month. U-oh!

I tried so hard to set aside some time for scrapping. But somehow, I end up browsing for books, toys and house items such as cheap laminate flooring that I remember my sister was looking for. There are just too many “beautiful” distractions. Haha.

I actually timed myself. It takes me 4 hours to choose my photos, kits to use (this is the reason why I stick to just one kit and do not mix and match. I simply do not have time), decide on the layout (or simply choose the template to use) and do the page itself. The journaling part is easy as I refer to my blog entries most of the time.

Well, I really hope I can finish even just one photo book. Argh!

While looking for wholesale items on the internet, I stumbled on this new digiscrap shop. Well, the shop is new but the designers have been in the industry for years now. I’ve seen their products in another shop. (Yeah, shop. It looks like most of them came from just one shop. Haha.)

The shop is 9th & Bloom. Ok, maybe not new, but it’s new to me. Haha.

Visit them to take advantage of the sale and free collab kit. Nice!

After years of attempting to finish a photobook, I am still trying.

I tried reading instructions on textbooks, browsed galleries for ideas and even watched DIY or Martha shows to learn more on how to better “position” my photos, and elements, yet I am always “lost” at initial/planning stage of a scrap page.

What I’m trying to say is finally I have admitted that I am a working mom with limited time in my hands. So if I really want to digiscrap my photos, I need all the help that I can get. Now, I make use of templates! Hehehe.

I will insert the scrap page here… someday.

Are you, like me, busy with digiscrapping? Are you in a hurry to finish too? You probably heard or have been informed by now that Artscow is again (as always) giving away 10 pieces of 8×8 photobooks! All you will pay for is the shipping fee. What I’m planning to do is sell used books then I’m going to use that money for the shipping of my photobooks. Great idea huh?

They are giving away 10 PBs, 8 pieces are 20-page photobooks and 2 pieces are 39-page photobooks this time! Oh yeah! In case you are wondering, the code is:

88FRBOOKS

Hurry! You still have till August 4th to validate the code.