I was browsing some websites on financing, and suddenly got confused between asset based lending and bank financing. As I see it, the latter is much ideal to businesses who would like to maximize their borrowing capacity using receivables and inventory as collateral. I realized I shouldn’t be worrying about this as the business I’m thinking of is just a small one. But who knows, after a year or two, it would be successful enough to reach an impressive sales volume.

Ideally, it would be something I’d enjoy but I think the target market is too few in numbers. It could end up being just a craze but like any fad, consumers would soon jump into the next big thing.

So it’s either something I love or something that’s a sure-fire cash magnet.