I was browsing some websites on financing, and suddenly got confused between asset based lending and bank financing. As I see it, the latter is much ideal to businesses who would like to maximize their borrowing capacity using receivables and inventory as collateral. I realized I shouldn’t be worrying about this as the business I’m thinking of is just a small one. But who knows, after a year or two, it would be successful enough to reach an impressive sales volume.

Ideally, it would be something I’d enjoy but I think the target market is too few in numbers. It could end up being just a craze but like any fad, consumers would soon jump into the next big thing.

So it’s either something I love or something that’s a sure-fire cash magnet.

I’ve never seen real gold bars in my life. All I know is they are great investment products. They can be passed on from one generation to another. I was told that investing in gold is like preserving one’s wealth and purchasing power. It’s the same with jewelry collection, just bigger amounts of gold.

I remember when I was younger seeing those gold bars in the movies, mostly about discovering them in a hidden cave. I even thought as a youngster I could possibly find one in our backyard. My siblings and I use that same storyline during playtime. We imagined finding one, and buying lots of cuddly toys and stationeries. Ah, the simple joys of a child.

As you know I am currently digiscrapping our photos. And quite expectedly, I find myself in search of the perfect kit for a certain set of pictures taken in a certain event. Sometimes, it’s nice to have the perfect kit with the perfect colors and perfect elements to go along with all the ideas in your head. Hahaha.

While cyber shopping, I found a really nice wedding kit. It is simple, yet I think it matches the style that is gradually emerging from all my scrap pages. The thing is, I am not scrapping our wedding pictures. Haha.

So yes, I scrambled to check my wedding stuff to see if I can justify buying that nice kit. Good thing that it took me hours checking my gown and unity coins that the desire to shop has subside.

It was nice seeing the unity coins again. They are our very first set of gold coins given by my father for our wedding. He believes that gold is a good investment product. And in order to entice us to invest more on gold, he gave us some…. little ones. Hahaha.

I’ve been browsing the internet looking for more information on gold investment. I’m thinking this could help us in deciding if gold is really the investment product for us. We have been contemplating on where to invest to secure our future.

I was brought up by a mom who collects gold jewelry. She insists that they are not merely accessories, but investment as well. And she was right. Years later, her jewelry collection now costs more than twice their original price. So maybe, I could take it to the next level, and buy gold bullion as investment. Besides, the husband is interested on gold bullions and coins too.

I wish I can strike gold so I don’t have to control my wants and I can buy everything I want. I recently came from a trip with my family and as much as I want a vacation to recover from my vacation, I need to work so I can get paid so bills are dealt with on time.

I wish I can retire at a young age so I can do things I enjoy outside of work more like photography! I need to be wiser with my dealings with money. Friends have started to invest on gold from the Monex Deposit Company as they say gold is more reliable than mutual funds or the stock market. Their value never depreciates and actually gets stronger in value over time.

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